VAT Mortgage Services (VAT-MS) is affiliated with Virtual Applications Technologies as well as Virtual AdTaker (VAT). Both organizations are privately held and share the technical resources. All VAT-MS and VAT applications run under a SSAE l6 compliant data center in Silver Spring Maryland with a Disaster Recovery site in Columbus Ohio.

The technical staff has been developing web applications together since I996 and continues to utilize our 20+ years of building sophisticated Internet base mortgage and media web applications. Our staff was involved in the only two publicly available mortgage claims applications in the market place.

The Cloud-Claims application is the culmination of years of building mortgage based applications alongside specialized claim processors in their area of expertise.

The staff is also responsible for other applications such as attorney letter document generation, dynamic work flow, database to IVR integration, trustee pub & posting automation; including electronic affidavits, and other numerous financial service applications.